The most effective piece on the board isn't always the biggest.
Carrier Denied your claim?
Claims for Compensability
There are many reasons why an insurance company might deny all benefits to an injured worker. These include when they feel that the insurance policy doesn't cover the person, because they don't believe that the person suffered an injury "in the course and scope" of employment, and when they believe that the person's injuries actually pre-existed the accident or never even happened at all! Often, though, the adjuster is wrong, and the claim should have been accepted as "compensable" (meaning that the insurance company is liable for appropriate workers' compensation benefits). Ken Schwartz can file a Petition for Benefits (PFB) asking the Judge of Compensation Claims (JCC) to award compensability of your claim. He will interview your witnesses and take depositions of witnesses, co-workers, employer representatives, and the insurance adjuster in support of proving at trial that your claim was improperly denied.
Unsatisfied with your doctor?
Requests for Authorized Care
Adjusters for insurance companies frequently deny claims for medical benefits (such as a diagnostic test or a new doctor) or simply take too long to agree to authorize them. Sometimes, this is because they do not believe that the medical evidence does not support the claim. Sometimes, it is because they believe that the need for the medical benefit is actually something pre-existing or otherwise unrelated to the compensable parts of your claim. It could also be because the adjuster is lazy, is overworked, or just forgot. Regardless, when this happens, the best advice is to have an attorney make a "good faith effort" to resolve this issue on your behalf. If the insurance company still doesn't provide the medical benefit, Ken Schwartz can file a Petition for Benefits (PFB) asking the Judge of Compensation Claims (JCC) to award those medical benefits to you. He will conference with your doctors, hire experts, and take depositions as needed in support of taking your claims to trial to get you the medical care you need.
Not getting paid lost wages?
Temporary and Permanent Indemnity
When an injured worker has a compensable claim, and an authorized doctor has told the person not to work because of the injury, the person is entitled to temporary total disability (TTD) benefits. If the doctor placed restrictions (such as no lifting greater than 10 pounds) on the injured worker, and the person suffered lost wages as a result, then the person is likely entitled to temporary partial disability (TPD) benefits. If the injured worker suffered a catastrophic injury or cannot find work due to the accident anywhere within a 50-mile radius of home, then the person may be entitled to permanent total disability (PTD) benefits. Insurance companies raise many defenses to payment of these "indemnity" benefits, including "voluntary limitation of income" by not accepting work within assigned restrictions. These denials are often based on incorrect or incomplete information and should almost always be challenged. Ken Schwartz can file a Petition for Benefits (PFB) asking the Judge of Compensation Claims (JCC) to award you the indemnity benefits you are owed. He will interview your witnesses and take depositions of witnesses, co-workers, employer representatives, doctors, and the insurance adjuster in support of proving at trial that you are entitled to be paid for the time you have missed and/or will miss from work due to your accident.
Ken is trusted and respected both by his clients and his fellow attorneys in the community, as evidenced by dozens of unsolicited testimonials published on sites across the internet.
I have been with [Ken Schwartz] since my accident in 2014. He has represented me in a very professional, knowledgeable way. I can only express my gratitude towards him. From the first mediation meeting I learned or knew that I would be represented excellently. Again I can only show gratitude for his services.
He asked an important question during the first meeting: what do you hope to accomplish by hiring a lawyer? That told me that he cared what I wanted, not just that he had someone new in front of him he could make money off of. It felt like it was personal to him because it was personal to me. That's the way it should be.
Rated 5.0 out of 5.0 Stars.
I have known Ken Schwartz for decades. He has particularly amazing knowledge, ethics and ability in WC trial and appeals. We have even represented clients jointly in appeals. He is at the top of his field
Attorney at law
Attorney at law
Don't Wait Until It's Too Late.
Click to call 561-478-5056 now to reach Ken Schwartz about possible representation in your workers' compensation, employment retaliation, or business litigation matter.